Learning Module 3: Active Equity Investing: Portfolio Construction

Learning Outcome Statements (LOS)

1. Describe elements of a manager’s investment philosophy that influence the portfolio construction process

The Three Building Blocks of Portfolio Construction: 1. Rewarded Factor Weightings: Overweighting or underweighting factors with associated long-term premiums (e.g., Market, Size, Value, Momentum). 2. Alpha Skills: The manager’s ability to generate excess returns unrelated to factor exposures (e.g., through factor timing or selecting specific mispriced securities). 3. Position Sizing: Allocating capital to specific ideas to balance return potential against risk.

Breadth of Expertise: * A fourth critical component. A manager’s ability to outperform is linked to the number of independent investment decisions (bets) they make.

Active Return (\(R_A\)) Calculation: * The difference between the portfolio return and benchmark return. * Formula: \(R_A = \sum_{i=1}^{N} \Delta W_i R_i\) * Where \(\Delta W_i\) is the active weight (\(W_{portfolio} - W_{benchmark}\)). * Decomposition: \(R_A = \sum (\beta_{pk} - \beta_{bk}) \times F_k + (\alpha + \epsilon)\) * Active return comes from: Factor Tilts (difference in beta to factors) + Alpha (skill) + Luck/Noise (\(\epsilon\)).

2. Discuss approaches for constructing actively managed equity portfolios

Systematic (Quantitative) vs. Discretionary (Fundamental) * Systematic: Rules-based, automated, typically looks at a broad universe of securities, manages risk at the portfolio level. * Discretionary: Judgment-based, relies on in-depth analysis of a smaller subset of stocks, manages risk at the company level.

Bottom-Up vs. Top-Down * Bottom-Up: Starts with individual security valuation. Aggregating these picks results in incidental sector/country exposures. * Top-Down: Starts with macro/market environment to set sector/country weights, then selects securities to fulfill those quotas.

3. Distinguish between Active Share and Active Risk

Active Share * Definition: A measure of how much the portfolio’s holdings differ from the benchmark weights. * Range: 0 (Full Replication) to 1 (No overlap with benchmark). * Formula: Active Share \(= \frac{1}{2} \sum |W_{portfolio,i} - W_{benchmark,i}|\) * Implication: High Active Share is necessary (but not sufficient) for outperformance.

Active Risk (Tracking Error) * Definition: The standard deviation of the difference between portfolio returns and benchmark returns. * Focus: Measures the volatility of active returns.

Relationship between Active Share and Active Risk: * Pure Indexing: Low Active Share, Low Active Risk. * Closet Indexing: Low Active Share, Low Active Risk (charges active fees for passive-like performance). * Diversified Stock Picker: High Active Share, Low Active Risk (many small active bets diversify away idiosyncratic risk). * Concentrated Stock Picker: High Active Share, High Active Risk. * Sector Rotator: Low/Moderate Active Share, High Active Risk (large bets on a few sectors drive high volatility even if stock overlap is high).

4. Discuss the application of risk budgeting concepts

Risk Budgeting: * The process of allocating the total risk appetite of the portfolio among various components (e.g., factors, specific securities). * Absolute Risk: Total volatility (\(\sigma_p\)). Appropriate for absolute return mandates. * Relative Risk: Active risk/Tracking error (\(\sigma_{R_p - R_b}\)). Appropriate for benchmark-relative mandates. * Contribution to Variance: * A manager can decompose risk to see how much comes from the Market factor vs. Style factors vs. Idiosyncratic risk. * Formula for contribution of asset \(i\) to active variance: \(CAV_i = (x_i - b_i) \times RC_{ip}\) (where \(RC\) is covariance of relative returns).

5. Discuss risk measures and how limits affect portfolio construction

Constraints: 1. Heuristic Constraints: Rules of thumb based on experience. * Examples: “Max 3% in any single stock,” “Sector weights within +/- 5% of benchmark,” “No cash > 5%.” * Pros: Easy to communicate and implement; prevents hubris. * Cons: May inefficiently constrain managers with genuine skill. 2. Formal Risk Constraints: Statistical limits based on return distribution models. * Examples: “Predicted Tracking Error < 4%,” “VaR (5%) < 2%.” * Cons: Estimation error (historical correlations may not hold in crises).

Risk Measures: * Value at Risk (VaR): Minimum expected loss at a given probability (e.g., 5%) over a specific time. * Conditional VaR (CVaR): Expected loss given that the loss exceeds the VaR (measures the tail). * Incremental VaR (IVaR): Change in VaR from adding a new position. * Marginal VaR (MVaR): Impact of a small change in position size on portfolio VaR.

6. Discuss how AUM, position size, market liquidity, and turnover affect decisions

Market Impact Cost: * Buying large positions pushes prices up; selling pushes them down. * Slippage: The difference between the decision price and the execution price. * Relationship: Higher AUM \(\rightarrow\) Larger trade sizes \(\rightarrow\) Higher market impact.

The Implementation Shortfall: * Managers with large AUM in illiquid stocks face a trade-off: * Trade Fast: High market impact costs. * Trade Slow: High opportunity cost (alpha decays while waiting). * Cap Limits: Managers may close funds to new investors (soft close or hard close) to preserve performance when AUM becomes too large to trade efficiently.

7. Evaluate the efficiency of a portfolio structure

The “Well-Constructed” Portfolio: * Characteristics: 1. Clear investment philosophy and consistent process. 2. Risk exposures match the manager’s promises (e.g., a stock picker should have high Active Share). 3. Low unexplained (idiosyncratic) risk unless the manager is a discretionary stock picker targeting alpha. 4. Cost-efficient delivery (fees and trading costs are justified by expected alpha). * Structural Mismatches: * A “Diversified Factor” manager should not have high idiosyncratic risk. * A “Sector Rotator” should typically have high active risk.

8. Discuss long-only, long extension, and long/short approaches

1. Long-Only: * Constraint: Cannot sell what you don’t own. * Limitation: Hard to underweight small-cap stocks (if a stock is 0.05% of index, max underweight is 0.05%). This limits the ability to exploit negative views.

2. Long/Short: * Structure: Can hold long positions and short positions. * Gross Exposure: Longs + |Shorts|. (Often > 100%). * Net Exposure: Longs - |Shorts|. (Market directional bias). * Pros: Can fully exploit negative views; better risk management (hedging). * Cons: Unlimited loss potential on shorts; borrowing costs; regulatory constraints; operational complexity (prime brokerage).

3. Long Extension (e.g., 130/30): * Structure: 130% Long, 30% Short. Net exposure = 100% (beta \(\approx\) 1). * Goal: Maintain market exposure while leveraging stock selection skills (using proceeds from shorts to buy more longs). * Benefit: Allows the manager to underweight stocks by more than their index weight (e.g., shorting a stock by 2%).

4. Market Neutral: * Structure: \(\beta \approx 0\). Longs roughly equal Shorts. * Goal: Generate pure alpha uncorrelated with the market. * Equitized Market Neutral: Taking a cash-neutral long/short alpha portfolio and overlaying it with equity futures to gain market beta.